Affirm/$AFRM
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About Affirm
Affirm Holdings Inc offers a platform for digital and mobile-first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a majority share of its revenue from the United States.
Ticker
$AFRM
Sector
Primary listing
Industry
Financial Services
Headquarters
Employees
2,006
ISIN
US00827B1061
Website
Affirm Metrics
BasicAdvanced
$22B
-
-$0.19
3.66
-
Price and volume
Market cap
$22B
Beta
3.66
52-week high
$82.53
52-week low
$22.25
Average daily volume
6M
Financial strength
Current ratio
13.474
Quick ratio
10.443
Long term debt to equity
255.801
Total debt to equity
255.948
Interest coverage (TTM)
-87.01%
Profitability
EBITDA (TTM)
60.81
Gross margin (TTM)
45.44%
Net profit margin (TTM)
-2.07%
Operating margin (TTM)
-7.20%
Effective tax rate (TTM)
-14.63%
Revenue per employee (TTM)
$1,500,000
Management effectiveness
Return on assets (TTM)
-1.40%
Return on equity (TTM)
-2.26%
Valuation
Price to revenue (TTM)
7.242
Price to book
7.64
Price to tangible book (TTM)
9.38
Price to free cash flow (TTM)
35.778
Free cash flow yield (TTM)
2.80%
Free cash flow per share (TTM)
190.23%
Growth
Revenue change (TTM)
42.54%
Earnings per share change (TTM)
-91.24%
3-year revenue growth (CAGR)
34.10%
3-year earnings per share growth (CAGR)
-56.32%
What the Analysts think about Affirm
Analyst ratings (Buy, Hold, Sell) for Affirm stock.
Bulls say / Bears say
Affirm's partnership with Costco to offer online shoppers the option to pay over time is expected to significantly expand its customer base and drive revenue growth. (PYMNTS)
The company's gross merchandise value (GMV) jumped 115% in its fiscal third quarter, indicating strong consumer adoption and potential for sustained growth. (PYMNTS)
Affirm's ability to generate an operating margin of 12% in a challenging macroeconomic environment demonstrates operational efficiency and resilience. (Benzinga)
Analysts have expressed concerns over Affirm's overvaluation and challenging market conditions, recommending a 'Sell' rating. (Markets Insider)
Affirm's full-year revenue forecast fell below Wall Street estimates, leading to a significant drop in share price and raising concerns about future growth prospects. (AOL)
Susquehanna downgraded Affirm to a 'Neutral' rating, reflecting skepticism about the company's ability to maintain its growth trajectory amid increasing competition and market saturation. (Defense World)
Data summarised monthly by Lightyear AI. Last updated on 4 Jun 2025.
Affirm Financial Performance
Revenues and expenses
Affirm Earnings Performance
Company profitability
Affirm News
AllArticlesVideos
Xsolla and Affirm partner to help game developers offer players a smarter, more flexible way to pay
Business Wire·4 days ago
Affirm Forms Pay-Later Deal With Car Repair Platform Shopmokey
PYMNTS·5 days ago
Shopmonkey selects Affirm to bring flexible and transparent payment options to auto shops
Business Wire·5 days ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Affirm stock?
Affirm (AFRM) has a market cap of $22B as of June 30, 2025.
What is the P/E ratio for Affirm stock?
The price to earnings (P/E) ratio for Affirm (AFRM) stock is 0 as of June 30, 2025.
Does Affirm stock pay dividends?
No, Affirm (AFRM) stock does not pay dividends to its shareholders as of June 30, 2025.
When is the next Affirm dividend payment date?
Affirm (AFRM) stock does not pay dividends to its shareholders.
What is the beta indicator for Affirm?
Affirm (AFRM) has a beta rating of 3.66. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.