Atlanticus/$ATLC
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About Atlanticus
Atlanticus Holdings Corp invests in the financial services industry. It provides various credit and related financial services and products to or associated with the financially underserved consumer credit market. The operating business segments are the Credit as a Service (CaaS) and the Auto Finance segment. It generates maximum revenue from the Credit as a Service segment.
Ticker
$ATLC
Sector
Primary listing
Industry
Consumer Finance
Headquarters
Employees
417
ISIN
US04914Y1029
Website
Atlanticus Metrics
BasicAdvanced
$872M
11.14
$5.17
1.86
-
Price and volume
Market cap
$872M
Beta
1.86
52-week high
$63.00
52-week low
$25.44
Average daily volume
59K
Financial strength
Current ratio
15.843
Quick ratio
14.111
Long term debt to equity
439.208
Total debt to equity
439.208
Dividend payout ratio (TTM)
21.52%
Profitability
Gross margin (TTM)
70.88%
Net profit margin (TTM)
27.45%
Operating margin (TTM)
34.22%
Effective tax rate (TTM)
21.29%
Revenue per employee (TTM)
$1,020,000
Management effectiveness
Return on assets (TTM)
3.81%
Return on equity (TTM)
20.56%
Valuation
Price to earnings (TTM)
11.144
Price to revenue (TTM)
2.014
Price to book
1.63
Price to tangible book (TTM)
1.63
Price to free cash flow (TTM)
1.89
Free cash flow yield (TTM)
52.90%
Free cash flow per share (TTM)
3,049.21%
Growth
Revenue change (TTM)
17.71%
Earnings per share change (TTM)
21.75%
3-year revenue growth (CAGR)
-1.32%
10-year revenue growth (CAGR)
13.52%
3-year earnings per share growth (CAGR)
-12.08%
10-year earnings per share growth (CAGR)
13.57%
What the Analysts think about Atlanticus
Analyst ratings (Buy, Hold, Sell) for Atlanticus stock.
Bulls say / Bears say
Atlanticus Holdings reported a 19% increase in total operating revenue for Q3 2024, reaching $350.9 million, indicating strong financial growth. (assetroom.net)
The company expanded its managed receivables by 13% to $2.7 billion as of December 31, 2024, reflecting effective portfolio growth strategies. (marketscreener.com)
Atlanticus has been adapting to regulatory changes, particularly new rules from the Consumer Financial Protection Bureau (CFPB) that may limit late fees, potentially impacting revenue. The company is working with bank partners to adjust its product offerings and pricing strategies in response to these changes. (assetroom.net)
Atlanticus Holdings has a Financial Strength Rank of 3, indicating poor financial strength and potential financial distress, primarily due to high debt levels. (gurufocus.com)
The company's debt-to-revenue ratio for Q3 2024 was 7.49, suggesting a significant reliance on debt relative to its revenue. (gurufocus.com)
Interest expense increased to $47.5 million for Q1 2025, up from $35.1 million in Q1 2024, driven by higher outstanding debt and increased borrowing costs. (investors.atlanticus.com)
Data summarised monthly by Lightyear AI. Last updated on 6 Jul 2025.
Atlanticus Financial Performance
Revenues and expenses
Atlanticus Earnings Performance
Company profitability
Atlanticus News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Atlanticus stock?
Atlanticus (ATLC) has a market cap of $872M as of July 07, 2025.
What is the P/E ratio for Atlanticus stock?
The price to earnings (P/E) ratio for Atlanticus (ATLC) stock is 11.14 as of July 07, 2025.
Does Atlanticus stock pay dividends?
No, Atlanticus (ATLC) stock does not pay dividends to its shareholders as of July 07, 2025.
When is the next Atlanticus dividend payment date?
Atlanticus (ATLC) stock does not pay dividends to its shareholders.
What is the beta indicator for Atlanticus?
Atlanticus (ATLC) has a beta rating of 1.86. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.