Fair Isaac/$FICO
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About Fair Isaac
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
Ticker
$FICO
Sector
Primary listing
NYSE
Industry
Software
Headquarters
Employees
3,718
ISIN
US3032501047
Website
Fair Isaac Metrics
BasicAdvanced
$44B
78.24
$23.21
1.37
-
Price and volume
Market cap
$44B
Beta
1.37
52-week high
$2,361.36
52-week low
$1,454.41
Average daily volume
342K
Financial strength
Current ratio
2.112
Quick ratio
1.862
Long term debt to equity
-225.434
Total debt to equity
-226.768
Interest coverage (TTM)
6.99%
Profitability
EBITDA (TTM)
827.204
Gross margin (TTM)
80.83%
Net profit margin (TTM)
31.36%
Operating margin (TTM)
44.15%
Effective tax rate (TTM)
17.78%
Revenue per employee (TTM)
$490,000
Management effectiveness
Return on assets (TTM)
28.70%
Return on equity (TTM)
-62.06%
Valuation
Price to earnings (TTM)
78.245
Price to revenue (TTM)
24.152
Price to book
-39.35
Price to tangible book (TTM)
-23.24
Price to free cash flow (TTM)
65.619
Free cash flow yield (TTM)
1.52%
Free cash flow per share (TTM)
2,767.89%
Growth
Revenue change (TTM)
14.72%
Earnings per share change (TTM)
21.78%
3-year revenue growth (CAGR)
10.82%
10-year revenue growth (CAGR)
8.47%
3-year earnings per share growth (CAGR)
14.98%
10-year earnings per share growth (CAGR)
24.02%
What the Analysts think about Fair Isaac
Analyst ratings (Buy, Hold, Sell) for Fair Isaac stock.
Bulls say / Bears say
Bank of America raised its price target for Fair Isaac Corporation (FICO) to $3,700, maintaining a 'Buy' rating, citing increased confidence in the company's long-term growth prospects following the FICO World event. (Investing.com)
FICO's strong market positioning and potential for significant revenue growth were highlighted by Wells Fargo, which maintained a 'Buy' rating and increased the price target to $2,200, anticipating substantial pricing benefits by FY25. (Markets Insider)
FICO's recent launch of credit scores incorporating Buy Now, Pay Later (BNPL) data demonstrates innovation and adaptation to modern consumer behavior, potentially expanding its market reach. (StockTitan)
FICO's stock declined by 8.11% following discussions about potential changes in credit scoring systems, such as shifting from a 'tri-merge' to a 'bi-merge' system, which could impact its business model. (GuruFocus)
The company faces antitrust scrutiny, with multiple class-action lawsuits alleging that FICO maintains monopoly power through anticompetitive agreements and charges inflated prices for its scores. (Wikipedia)
Analysts have expressed concerns about FICO's high valuation, with a P/E ratio of 87.3 compared to the industry median of 26.1, suggesting the stock may be overvalued. (Investing.com)
Data summarised monthly by Lightyear AI. Last updated on 29 Jun 2025.
Fair Isaac Financial Performance
Revenues and expenses
Fair Isaac Earnings Performance
Company profitability
Fair Isaac News
AllArticlesVideos
FICO UK Credit Card Market Report: April 2025
Business Wire·4 days ago
FICO Joins Forces With MI New York to Elevate Financial Literacy
Business Wire·5 days ago
FICO Score Mortgage Simulator Integration with MeridianLink Mortgage Credit Link Enables Resellers and Lenders to Analyze Loan Options
Business Wire·6 days ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Fair Isaac stock?
Fair Isaac (FICO) has a market cap of $44B as of June 30, 2025.
What is the P/E ratio for Fair Isaac stock?
The price to earnings (P/E) ratio for Fair Isaac (FICO) stock is 78.24 as of June 30, 2025.
Does Fair Isaac stock pay dividends?
No, Fair Isaac (FICO) stock does not pay dividends to its shareholders as of June 30, 2025.
When is the next Fair Isaac dividend payment date?
Fair Isaac (FICO) stock does not pay dividends to its shareholders.
What is the beta indicator for Fair Isaac?
Fair Isaac (FICO) has a beta rating of 1.37. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.