Lending Club/$LC
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About Lending Club
LendingClub Corp is a company engaged in operating an online lending marketplace platform that connects borrowers and investors for the provision of the loan facility. It offers investors access to an asset class that has generally been closed to many investors and only available on a limited basis to institutional investors. The company through the platform offers loan products such as personal, education and patient finance, small business, and auto to interested investors. It generates a majority of the revenue from the transaction fees received from the platform's role in accepting and decisioning applications on behalf of the bank partners to enable loan originations.
Ticker
$LC
Sector
Primary listing
NYSE
Industry
Consumer Finance
Headquarters
Employees
1,002
ISIN
US52603A2087
Website
Lending Club Metrics
BasicAdvanced
$1.4B
27.22
$0.44
2.36
-
Price and volume
Market cap
$1.4B
Beta
2.36
52-week high
$18.75
52-week low
$7.90
Average daily volume
1.2M
Financial strength
Current ratio
3.966
Quick ratio
3.453
Long term debt to equity
1.114
Total debt to equity
1.874
Interest coverage (TTM)
180.42%
Profitability
EBITDA (TTM)
124.661
Gross margin (TTM)
23.71%
Net profit margin (TTM)
4.24%
Operating margin (TTM)
5.23%
Effective tax rate (TTM)
20.99%
Revenue per employee (TTM)
$1,190,000
Management effectiveness
Return on assets (TTM)
0.40%
Return on equity (TTM)
3.86%
Valuation
Price to earnings (TTM)
27.221
Price to revenue (TTM)
1.126
Price to book
1
Price to tangible book (TTM)
1.06
Price to free cash flow (TTM)
-0.617
Free cash flow yield (TTM)
-162.10%
Free cash flow per share (TTM)
-1,940.29%
Growth
Revenue change (TTM)
8.77%
Earnings per share change (TTM)
28.90%
3-year revenue growth (CAGR)
3.83%
10-year revenue growth (CAGR)
6.27%
3-year earnings per share growth (CAGR)
-24.45%
10-year earnings per share growth (CAGR)
-8.61%
What the Analysts think about Lending Club
Analyst ratings (Buy, Hold, Sell) for Lending Club stock.
Bulls say / Bears say
LendingClub secured an investment-grade rating from Fitch for its $100 million Structured Loan Certificates, attracting top global insurance companies and enhancing investor confidence. (prnewswire.com)
Analysts at BTIG raised LendingClub's price target to $15.00, citing the company's focus on credit card debt consolidation and potential for increased market share amid tightening underwriting standards by credit card companies. (investing.com)
LendingClub's stock surged to a 52-week high of $17.09, reflecting strong investor confidence and a 161.75% increase over the past year, indicating robust growth prospects. (investing.com)
LendingClub announced a 14% workforce reduction, cutting 172 jobs, in response to declining marketplace revenue following the Federal Reserve's aggressive rate hikes, signaling potential operational challenges. (bloomberg.com)
The company's net income decreased to $9.7 million from $10.2 million year-over-year, with provisions for credit losses increasing to $63.2 million, reflecting heightened default risks amid high interest rates. (investing.com)
LendingClub's third-quarter net revenue fell short of expectations, leading to a 20% stock price decline post-earnings, indicating market concerns over the company's financial performance. (seekingalpha.com)
Data summarised monthly by Lightyear AI. Last updated on 7 Jun 2025.
Lending Club Financial Performance
Revenues and expenses
Lending Club Earnings Performance
Company profitability
Lending Club News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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FAQs
What’s the current market cap for Lending Club stock?
Lending Club (LC) has a market cap of $1.4B as of July 01, 2025.
What is the P/E ratio for Lending Club stock?
The price to earnings (P/E) ratio for Lending Club (LC) stock is 27.22 as of July 01, 2025.
Does Lending Club stock pay dividends?
No, Lending Club (LC) stock does not pay dividends to its shareholders as of July 01, 2025.
When is the next Lending Club dividend payment date?
Lending Club (LC) stock does not pay dividends to its shareholders.
What is the beta indicator for Lending Club?
Lending Club (LC) has a beta rating of 2.36. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.