Unicaja Banco/€UNI
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About Unicaja Banco
Unicaja Banco SA, trading under the ticker UNI, is a Spanish financial institution primarily engaged in the banking sector. Founded in 1991 and headquartered in Malaga, Spain, the bank operates through a network of branches across the country, offering a range of banking products and services. These services include personal and business banking, loans, mortgages, and asset management, catering to both individual and corporate clients.
Ticker
€UNI
Sector
Primary listing
BME
Industry
Banks
Headquarters
Employees
7,513
ISIN
ES0180907000
Website
Unicaja Banco Metrics
BasicAdvanced
€5.1B
8.27
€0.24
0.73
€0.11
5.49%
Price and volume
Market cap
€5.1B
Beta
0.73
52-week high
€1.98
52-week low
€1.05
Average daily volume
6M
Dividend rate
€0.11
Financial strength
Profitability
Net profit margin (TTM)
31.08%
Operating margin (TTM)
48.71%
Effective tax rate (TTM)
27.81%
Revenue per employee (TTM)
€270,000
Management effectiveness
Return on assets (TTM)
0.64%
Return on equity (TTM)
9.28%
Valuation
Price to earnings (TTM)
8.271
Price to revenue (TTM)
2.543
Price to book
0.75
Price to tangible book (TTM)
0.76
Dividend yield (TTM)
5.49%
Growth
Revenue change (TTM)
33.81%
3-year revenue growth (CAGR)
24.48%
What the Analysts think about Unicaja Banco
Analyst ratings (Buy, Hold, Sell) for Unicaja Banco stock.
Bulls say / Bears say
Jefferies has significantly raised Unicaja Banco's price target by 67% to €2 per share, citing the bank's ability to maintain profitability despite declining interest margins and its potential for revaluation. (cincodias.elpais.com)
In Q1 2025, Unicaja Banco reported a 43% year-over-year increase in net profit to €158 million, surpassing analyst expectations and demonstrating strong financial performance. (reuters.com)
The bank's non-performing loans decreased by 5% quarter-over-quarter to €1.23 billion, resulting in an improved NPL ratio of 2.6%, indicating enhanced asset quality. (investing.com)
Unicaja Banco anticipates a decrease in lending income for 2025 due to lower interest rates, which could impact profitability. (reuters.com)
The bank's net interest income fell by 5.6% year-over-year in Q1 2025 to €369 million, reflecting challenges in maintaining interest margins amid a declining rate environment. (ainvest.com)
Unicaja's CEO has warned of a probable recession in a context of 'unprecedented uncertainty,' which could adversely affect the bank's operations and financial performance. (cadenaser.com)
Data summarised monthly by Lightyear AI. Last updated on 10 Jun 2025.
Unicaja Banco Financial Performance
Revenues and expenses
Unicaja Banco Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Unicaja Banco stock?
Unicaja Banco (UNI) has a market cap of €5.1B as of June 30, 2025.
What is the P/E ratio for Unicaja Banco stock?
The price to earnings (P/E) ratio for Unicaja Banco (UNI) stock is 8.27 as of June 30, 2025.
Does Unicaja Banco stock pay dividends?
Yes, the Unicaja Banco (UNI) stock pays dividends to shareholders. As of June 30, 2025, the dividend rate is €0.1084 and the yield is 5.49%. Unicaja Banco has a payout ratio of 0% on a trailing twelve-month basis.
When is the next Unicaja Banco dividend payment date?
The next Unicaja Banco (UNI) dividend payment date is unconfirmed.
What is the beta indicator for Unicaja Banco?
Unicaja Banco (UNI) has a beta rating of 0.73. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.