Market openADR
X Financial/$XYF
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About X Financial
X Financial is a Cayman Islands-based technology-driven personal finance company. Along with its subsidiaries, the firm provides diversified investment opportunities to investors in China through its wealth management platform, Xiaoying Wealth Management. Loan products offered by the company include Xiaoying Card Loan, Xiaoying Preferred Loan, and Xiaoying Housing Loan. The company generates revenue from loan facilitation service, post-origination service, and guarantee services provided.
Ticker
$XYF
Sector
Trading on
NYSE
Industry
Consumer Finance
Headquarters
Employees
563
ISIN
US98372W2026
Website
X Financial Metrics
BasicAdvanced
$616M
3.34
$4.37
0.06
$0.32
3.42%
Price and volume
Market cap
$616M
Beta
0.06
52-week high
$17.70
52-week low
$3.68
Average daily volume
227K
Dividend rate
$0.32
Financial strength
Current ratio
4.727
Quick ratio
1.355
Long term debt to equity
0.396
Total debt to equity
5.303
Dividend payout ratio (TTM)
7.57%
Interest coverage (TTM)
6,611.34%
Management effectiveness
Return on assets (TTM)
19.71%
Return on equity (TTM)
24.06%
Valuation
Price to earnings (TTM)
3.34
Price to revenue (TTM)
0.863
Price to book
0.09
Price to tangible book (TTM)
0.09
Price to free cash flow (TTM)
3.356
Dividend yield (TTM)
2.22%
Forward dividend yield
3.42%
Growth
Revenue change (TTM)
21.95%
Earnings per share change (TTM)
28.68%
3-year revenue growth (CAGR)
17.43%
3-year earnings per share growth (CAGR)
28.92%
X Financial Financial Performance
Income Statement
Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%
X Financial Earnings Performance
Earnings per share (EPS)
Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
X Financial News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Market openADR
Upcoming events
Jun20
X Financial
Dividend·Ex-dividend
Jul2
X Financial
Dividend·Payment
$0.25Per share
FAQs
What’s the current market cap for X Financial stock?
X Financial (XYF) has a market cap of $616M as of May 15, 2025.
What is the P/E ratio for X Financial stock?
The price to earnings (P/E) ratio for X Financial (XYF) stock is 3.34 as of May 15, 2025.
Does X Financial stock pay dividends?
Yes, the X Financial (XYF) stock pays dividends to shareholders. As of May 15, 2025, the dividend rate is $0.324 and the yield is 3.42%. X Financial has a payout ratio of 7.57% on a trailing twelve-month basis.
When is the next X Financial dividend payment date?
The next X Financial (XYF) dividend payment is scheduled for July 02, 2025.
What is the beta indicator for X Financial?
X Financial (XYF) has a beta rating of 0.06. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.